Why is it Important to Have a Checking Account
Why Have a Checking Account - Important Benefits
Benefits of a Business Checking Account
Organized Business Records
Build Business Banking Relationships
Multiple Account Signers
FDIC Insured
Easy Management
Bank of Hope Business Checking
Regular Checking
A checking account fit for your everyday business banking needs.
- Low opening deposit requirement
- Unlimited check writing (Fees apply)
Econo Checking
A low-maintenance checking account best suited for new businesses with little banking activity.
- Low opening deposit requirement
- Low monthly service charge
Interest Checking
Start earning interest on your business funds.
- Unlimited check writing (Fees apply)
- Monthly Service and Transaction Charges eligible to be waived if required minimum daily or average daily balance during each statement is maintained
Choice Checking
Designed for businesses with moderate transaction volumes, with benefits of specialized Global Treasury Management Solutions
- Appealing Global Treasury Management Solutions (GTMS) service features
- Global Treasury Management online wire module available
- Remote Deposit Capture (RDC) Scanner lease available for $0 with a 2-year contract
- ACH credit prefund module (no debit origination) available
Premier Checking
Designed for businesses with moderate transaction volumes, with benefits of specialized Global Treasury Management Solutions
- Appealing Global Treasury Management Solutions (GTMS) service features
- Global Treasury Management online wire module available
- Remote Deposit Capture (RDC) Scanner lease available for $0 with a 2-year contract
- ACH credit prefund module (no debit origination) available
- Fraud Protection Tools available
Analysis Checking
A comprehensive checking account for businesses with high account activity.
- Low opening deposit requirement
- Analyzed monthly statements
Regular Checking
A checking account fit for your everyday business banking needs.
- Low opening deposit requirement
- Unlimited check writing (Fees apply)
Econo Checking
A low-maintenance checking account best suited for new businesses with little banking activity.
- Low opening deposit requirement
- Low monthly service charge
Interest Checking
Start earning interest on your business funds.
- Unlimited check writing (Fees apply)
- Monthly Service and Transaction Charges eligible to be waived if required minimum daily or average daily balance during each statement is maintained
Choice Checking
Designed for businesses with moderate transaction volumes, with benefits of specialized Global Treasury Management Solutions
- Appealing Global Treasury Management Solutions (GTMS) service features
- Global Treasury Management online wire module available
- Remote Deposit Capture (RDC) Scanner lease available for $0 with a 2-year contract
- ACH credit prefund module (no debit origination) available
Premier Checking
Designed for businesses with moderate transaction volumes, with benefits of specialized Global Treasury Management Solutions
- Appealing Global Treasury Management Solutions (GTMS) service features
- Global Treasury Management online wire module available
- Remote Deposit Capture (RDC) Scanner lease available for $0 with a 2-year contract
- ACH credit prefund module (no debit origination) available
- Fraud Protection Tools available
Analysis Checking
A comprehensive checking account for businesses with high account activity.
- Low opening deposit requirement
- Analyzed monthly statements
Compare and Select
| Account Type | ||||||
|---|---|---|---|---|---|---|
| Earns Interest | ✔ | |||||
| Unlimited Check Writing | ✔ | ✔ | ||||
| Analyzed Monthly Statement | ✔ | |||||
| Checkfree Bill Pay | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ |
| Access to Surcharge Free ATMs* | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ |
| Access to Global Treasury Management Solutions** |
Partial Access Business Online Banking GTMS Online Wire Module Online Stop Payment ACH Credit Prefund Module Remote Deposit Capture (Scanner and Mobile) |
Partial Access Business Online Banking GTMS Online Wire Module Online Stop Payment ACH Credit Prefund Module Positive Pay (Check Payee and ACH) Remote Deposit Capture (Scanner and Mobile) |
Full Access |
*Access through the Bank of Hope, All point and MoneyPass networks are free; however, a fee may be charged for access through other ATM networks and may vary depending on the network provider.
**Refer to the Global Treasury Management Solutions page for service details.
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