Bank of Hope Mortgage

Whether you're looking to purchase a new home or refinance your existing one, Bank of Hope's Mortgage Banking Division has the right loan for your needs. Our friendly and experienced staff will answer all your questions and help you find a loan that fits you best.

Purchasing

Now that you found the perfect home, it’s time to find the perfect mortgage. Explore our Fixed and Adjustable Rate programs.

Refinancing

Ready to refinance your existing mortgage? We have the answer. Explore our Fixed and Adjustable Rate programs. 

Fixed Rate Programs

Our fixed rate programs lock your interest rate for the entire life of the mortgage so you don’t have to worry about fluctuations in the economy.

Adjustable Rate Programs

The interest rate may change in the future. Explore our adjustable rate programs that will allow your interest rate to adjust to the current index.

Purchasing

Now that you found the perfect home, it’s time to find the perfect mortgage. Explore our Fixed and Adjustable Rate programs.

Refinancing

Ready to refinance your existing mortgage? We have the answer. Explore our Fixed and Adjustable Rate programs. 

Fixed Rate Programs

Our fixed rate programs lock your interest rate for the entire life of the mortgage so you don’t have to worry about fluctuations in the economy.

Adjustable Rate Programs

The interest rate may change in the future. Explore our adjustable rate programs that will allow your interest rate to adjust to the current index.

Current Mortgage Rates

Portfolio ARM* Starting Rate Max Loan Amount Max Cash Out APR
5 Yr ARM 2.750% $3 mil - $5 mil $3,000,000.00 2.775%
7 Yr ARM 2.875% $3 mil - $5 mil $3,000,000.00 2.893%

Up to 0.25% rate reduction on rate on Portfolio ARM programs with opening of 1 year term  CD account.


Rate discount dependent on dollar amount of CD account.

  • 1 year CD - Minimum $75,000 of New Funds: 0.125% rate discount
  • 1 year CD - Minimum $150,000 of New Funds: 0.25% rate discount

*The origination Fee is $1,495.00. The maximum loan amount is dependent on the type of Portfolio ARM product.

Purchasing - Special Rate Drop!** Rate  Loan Amount Origination Fee  APR
Conforming - 15 Yr Fixed 2.125% $400,000.00 $1,495.00 2.191%
Conforming - 30 Yr Fixed 2.750% $400,000.00 $1,495.00 2.786%
Refinance Rate  Loan Amount Origination Fee APR%
Conforming - 15 Yr Fixed 2.500% $400,000.00 $1,495.00 2.567%
Conforming - 30 Yr Fixed 3.125% $400,000.00 $1,495.00 3.162%
Rates and APR is based on loan amount. Mortgage rates and terms are subject to change without notice. **Interest rate has been dropped at least .25% for purchase from refinance.  Rate discount applicable only on conforming loan amounts up to $548,250.00. Actual payments will vary based on your individual situation and current rates. Some products may not be available in all states. Based on the purchase and refinance of a primary residence. Credit and collateral subject to approval. Cannot combine with any other specials. Payment example does not include taxes and insurance payments. Rates and APR = Annual Percentage Rate example assumes – Conforming $800,000 Purchase Price and ARM $2,000,000 Purchase Price for Purchase transactions 43% debt to income (DTI) with a 740 FICO.

Rates and Annual Percentage Rates (APR) stated above are as of 5/3/2021. Terms may vary, conditions and restrictions apply. Actual rate for the loan is determined at the time of rate lock based upon program and terms requested. Rates and terms are subject to change without notice.

Mortgage Calculator

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Your Monthly Payment
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select  year fixed loan term
Principal & Interest
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Refinance to Save
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Current

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New

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New monthly principal and interest
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Mortgage tools and calculators are provided as a courtesy to help you estimate your mortgage needs. Results shown are estimates only.

Ready to get started?

Contact Us

New Loan/Refinance Inquiry: 1-855-448-8989
Mon-Fri: 9:00 am - 6:00 pm (PST)

Mortgage Customer Service: 1-866-972-2265
(Existing Customers Only)
Mon-Fri: 7:00 am - 5:00 pm (PST)

Stop by one of our branches for an application.

Message Us

Send us a message and one of our representatives will get back to you soon.

Please send all Payoff Demands/Verification of Mortgage Requests by emailing us.