Bank of Hope Mortgage
Whether you're looking to purchase a new home or refinance your existing one, Bank of Hope's Mortgage Banking Division has the right loan for your needs. Our friendly and experienced staff will answer all your questions and help you find a loan that fits you best.
Purchasing
Now that you found the perfect home, it’s time to find the perfect mortgage. Explore our Fixed and Adjustable Rate programs.
Refinancing
Ready to refinance your existing mortgage? We have the answer. Explore our Fixed and Adjustable Rate programs.
Fixed Rate Programs
Our fixed rate programs lock your interest rate for the entire life of the mortgage so you don’t have to worry about fluctuations in the economy.
Adjustable Rate Programs
The interest rate may change in the future. Explore our adjustable rate programs that will allow your interest rate to adjust to the current index.
Purchasing
Now that you found the perfect home, it’s time to find the perfect mortgage. Explore our Fixed and Adjustable Rate programs.
Refinancing
Ready to refinance your existing mortgage? We have the answer. Explore our Fixed and Adjustable Rate programs.
Fixed Rate Programs
Our fixed rate programs lock your interest rate for the entire life of the mortgage so you don’t have to worry about fluctuations in the economy.
Adjustable Rate Programs
The interest rate may change in the future. Explore our adjustable rate programs that will allow your interest rate to adjust to the current index.
Current Mortgage Rates
| Portfolio ARM* | Starting Rate | Max Loan Amount | Max Cash Out | APR |
|---|---|---|---|---|
| 5 Yr ARM | 2.750% | $3 mil - $5 mil | $3,000,000.00 | 2.775% |
| 7 Yr ARM | 2.875% | $3 mil - $5 mil | $3,000,000.00 | 2.893% |
Up to 0.25% rate reduction on rate on Portfolio ARM programs with opening of 1 year term CD account.
Rate discount dependent on dollar amount of CD account.
- 1 year CD - Minimum $75,000 of New Funds: 0.125% rate discount
- 1 year CD - Minimum $150,000 of New Funds: 0.25% rate discount
*The origination Fee is $1,495.00. The maximum loan amount is dependent on the type of Portfolio ARM product.
| Purchasing - Special Rate Drop!** | Rate | Loan Amount | Origination Fee | APR |
|---|---|---|---|---|
| Conforming - 15 Yr Fixed | 2.125% | $400,000.00 | $1,495.00 | 2.191% |
| Conforming - 30 Yr Fixed | 2.750% | $400,000.00 | $1,495.00 | 2.786% |
| Refinance | Rate | Loan Amount | Origination Fee | APR% |
|---|---|---|---|---|
| Conforming - 15 Yr Fixed | 2.500% | $400,000.00 | $1,495.00 | 2.567% |
| Conforming - 30 Yr Fixed | 3.125% | $400,000.00 | $1,495.00 | 3.162% |
Rates and Annual Percentage Rates (APR) stated above are as of 5/3/2021. Terms may vary, conditions and restrictions apply. Actual rate for the loan is determined at the time of rate lock based upon program and terms requested. Rates and terms are subject to change without notice.
Mortgage Calculator
Ready to get started?
Contact Us
New Loan/Refinance Inquiry: 1-855-448-8989
Mon-Fri: 9:00 am - 6:00 pm (PST)
Mortgage Customer Service: 1-866-972-2265
(Existing Customers Only)
Mon-Fri: 7:00 am - 5:00 pm (PST)
Stop by one of our branches for an application.