Bank of Hope Personal Mortgage
Bank of Hope Mortgage

Whether you're looking to purchase a new home or refinance your existing one, Bank of Hope's Mortgage Banking Division has the right loan for your needs. Our friendly and experienced staff will answer all your questions and help you find a loan that fits you best.

Purchasing

Now that you found the perfect home, it’s time to find the perfect mortgage. Explore our Fixed and Adjustable Rate programs.

Refinancing

Ready to refinance your existing mortgage? We have the answer. Explore our Fixed and Adjustable Rate programs. 

Fixed Rate Programs

Our fixed rate programs lock your interest rate for the entire life of the mortgage so you don’t have to worry about fluctuations in the economy.

Adjustable Rate Programs

The interest rate may change in the future. Explore our adjustable rate programs that will allow your interest rate to adjust to the current index.

Purchasing

Now that you found the perfect home, it’s time to find the perfect mortgage. Explore our Fixed and Adjustable Rate programs.

Refinancing

Ready to refinance your existing mortgage? We have the answer. Explore our Fixed and Adjustable Rate programs. 

Fixed Rate Programs

Our fixed rate programs lock your interest rate for the entire life of the mortgage so you don’t have to worry about fluctuations in the economy.

Adjustable Rate Programs

The interest rate may change in the future. Explore our adjustable rate programs that will allow your interest rate to adjust to the current index.

Current Mortgage Rates
Loan Category Rate APR
Conforming - 15 Yr Fixed 2.250% 2.306% -
Conforming - 30 Yr Fixed 2.500% 2.530% -
Conforming High Bal - 15 Yr Fixed 2.125% 2.155% -
Rates and APR is based on loan amount. Mortgage rates are subject change daily. Actual payments will vary based on your individual situation and current rates. Some products may not be available in all states. Based on the purchase of a primary residence. Credit and collateral subject to approval. Cannot combine with any other specials. Payment example does not include taxes and insurance payments. Rates and APR = Annual Percentage Rate example assumes – Conforming 500,000 Purchase Price and HighBal 800,000 Purchase Price for Purchase transactions 43% debt to income (DTI) with a 740 FICO.

Origination Fees are as follows: $1,495 for all products. Rates and Annual Percentage Rates (APR) stated above are as of 11/30/2020. Terms may vary, conditions and restrictions apply. Actual rate for the loan is determined at the time of rate lock based upon program and terms requested. Rates and terms are subject to change without notice.
 
Mortgage tools and calculators are provided as a courtesy to help you estimate your mortgage needs. Results shown are estimates only.
 
*The 30 day closing period starts upon receipt of a signed loan application with any required income verification documentation and ends upon closing of the loan. The Consumer must provide all required documentation as needed and in the time frame required. If additional underwriting or loan verification documentation is required, the loan may take additional time to close.
Mortgage Calculator
Downpayment (20%)
Your Monthly Payment
$ 0.00
select  year fixed loan term
Principal & Interest
$0.00
Refinance to Save
$0.00 / month

Current

$ 0.00

New

$0.00

Reach Your Goal
New monthly principal and interest
$0.00
Original monthly principal and interest
$0.00
Principal amount
$0.00
Ready to get started?

How to Apply

By Phone: 1-855-448-8989
Mon-Fri: 9:00 am - 5:00 pm (PST)

Existing Customers: 1-866-972-2265
Mon-Fri: 9:00 am - 5:00 pm (PST)

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branches for an application.

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