Benefits that you deserve
- No monthly service charges
- $1 minimum balance requirement to open
- Interest compounded daily
- Access to your account 24/7
- Securely open an account in minutes
11x higher than the national average
Bank with Confidence
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Top 100 largest banks in the U.S
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Over 40 years of history
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Secure online account opening
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FDIC insured up to $250,000 allowed by law
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Privacy of your personal information is our priority
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Access 50,000 ATMs nationwide at no cost⁴
¹The Annual Percentage Yield (APY) of this offer is accurate as of 10/07/2024 and the offer may end anytime at the bank's discretion. Fees could reduce earning on the account.
²The national average rate is accurate as of 9/16/2024 from the FDIC, National Rates and Rate Caps: National Rates and Rate Caps | FDIC.
³Source: The competitor rate information was obtained from company websites as of 9/16/2024. Accuracy and completeness cannot be guaranteed. Competitor data may vary by region and is subject to change at any time.
⁴Access through the Bank of Hope, Allpoint and MoneyPass networks are free; however, a fee may be charged for access through other ATM networks and may vary depending on the network provider.
The content of this page is informational only. Account is subject to approval. Your interest rate and annual percentage yield (APY) may change daily. The account must be funded within 10 calendar days from the account opening date. This account is subject to the same terms and fees, unless otherwise noted above, applicable to other consumer transaction accounts as disclosed in Bank of Hope’s Deposit Account Agreement. Any changes to the above that may adversely affect the accountholder will be disclosed 30 days prior to the effective date. Other terms and fees are subject to change without prior notice except as required by law. Other fees and charges may apply. The account is covered by FDIC insurance up to the maximum allowed by law.
See Account Product Disclosure (PDF) for more information.